Save Smarter. Borrow Faster. Live Richer.
Whether you're building an emergency fund, expanding a business, or saving for your child's education — Aston has a plan that fits your life. No complexity. No delays. Just smart, transparent financial tools designed to move you forward.
Smart Savings Plans
Fixed plans from 6 to 24 months with competitive, tiered interest.
Target Savings
Reach specific goals (education, property, travel) with guided support.
Flexible Loans
From ₦20,000 to ₦5,000,000 (short, medium, or long term).
Investment Opportunities
Your funds deployed into viable ventures for collective growth.
Financial Literacy
Learn while you earn, because knowledge multiplies money.
How it works
Your Journey to Wealth — Broken Down into 4 Easy Steps
1.
One Time Membership Fee
Pay a one-time registration fee of ₦10,000 and start your membership.
2.
Contribute
Contribute a minimum of ₦10,000 monthly (or more, depending on your plan).
3.
Loan Eligibility
After 6 months of active contributions, you become loan-eligible. Your savings also earn daily compounded interest.
4.
Apply For Loans
Apply for loans, earn dividends, increase your tier (Gold/Platinum), and watch your wealth compound — all from the Aston mobile app.
Aston Cooperation doesn't lend you money and forget about you, they are sincerely interested in your business. Their ultimate goal is to make your business prosper.
— Dr. Tony Aspire Kolawole
GCEO, Vista Holdings
FREQUENTLY ASKED QUESTIONS
Is Aston Cooperative Limited registered?
Yes. We are duly registered under the Cooperative Societies Law of Lagos State and operate as a limited liability entity.
1.
How soon can I take a loan?
After 6 months of consistent monthly contributions, you become eligible.
2.
What loan amounts are available?
From ₦20,000 to ₦5,000,000, depending on your savings history and membership tier.
3.
Can I withdraw my savings early?
Yes, but early withdrawal incurs a penalty to protect pool liquidity and encourage financial discipline.
4.
How do I track my savings and loans?
Via the Aston Digital Mobile App – view balances, apply for loans, make payments, and get notifications.
5.
Are there guarantors for loans?
Yes. We maintain a strict loan assessment and guarantor policy for risk management.
6.
What happens if I miss a monthly contribution?
Consistency is key. Missed contributions may affect loan eligibility and dividend payouts. We encourage regular participation.
7.
How do I join?
Pay ₦10,000 registration fee, choose your savings plan, and start your monthly contributions.
8.
Our Partners
